Enrollees in the Conference’s active group health insurance plan with HealthFlex are reminded to take their Health Quotient (HQ) before September 30. This does not apply to retirees in the Medicare supplement plan through AmWINS. Both participants and their enrolled spouses must complete the HQ to avoid an additional $250 deductible amount for each in 2017. This applies to all six health insurance plan options that will be available through the HealthFlex Exchange. For more information about the HQ, click here. To learn how to take the HQ for the first time see HQ How To.